Q1. What
does my credit report have to do with my credit score?
Your
credit report
is a detailed history of your credit accounts including payment history,
credit limit, highest balance ever charged, and age of the account.
Your
credit score
is a numeric representation of your credit report. Think of your credit
report like the report card grade for all the work you did in class a
particular year.
Your
credit score goes up and down depending on how the information in your
credit report changes.
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